Terms of Service

Last updated: July 10, 2026

Welcome to Insert Happy (inserthappy.com), including its blog, newsletter, and related content (collectively, the “Site”). These Terms of Service (“Terms”) govern your use of the Site. By accessing or using the Site, or by subscribing to our newsletter, you agree to these Terms. If you do not agree, please do not use the Site or subscribe.

  1. About Insert Happy

Insert Happy is a personal travel, sustainability, and lifestyle blog operated by Rachel Novosad. The Site shares travel guides, packing lists, remote work resources, and related content.

  1. Use of Content

All content on the Site — including text, photos, videos, and graphics — is owned by Insert Happy or used with permission, unless otherwise noted, and is protected by copyright and other intellectual property laws.

You may share links to our content and quote brief excerpts with proper attribution and a link back to the original post. You may not republish, reproduce, or redistribute substantial portions of our content, photos, or videos without prior written permission.

  1. Not Professional Advice

Content on this Site — including anything related to travel planning, remote work, credit cards or travel rewards, insurance, or finances — is provided for general informational and entertainment purposes only. It is not professional, financial, legal, medical, immigration, or travel advisory advice. Always do your own research and consult a qualified professional before making decisions based on anything you read here.

  1. Third-Party Links and Affiliate Disclosure

The Site contains links to third-party websites, products, and services that we do not control and are not responsible for. Some of these are affiliate links, meaning we may earn a commission if you make a purchase through them, at no additional cost to you. See our Privacy Policy for more detail on affiliate relationships.

  1. Newsletter

If you subscribe to the Insert Happy newsletter, you agree to receive periodic emails from us, which may include blog updates, personal stories, and affiliate or sponsored content. We do not sell or rent your email address to third parties. You may unsubscribe at any time using the link included in every email.

  1. User Conduct

If you leave comments or otherwise submit content to the Site, you agree not to post anything unlawful, abusive, defamatory, or infringing on someone else’s rights. We reserve the right to remove any content or block any user at our discretion.

  1. No Warranties

The Site and its content are provided “as is” and “as available,” without warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or timeliness of any content, including travel information, pricing, or availability, which can change without notice.

  1. Limitation of Liability

To the fullest extent permitted by law, Insert Happy and its owner shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site, reliance on its content, or any transactions made with third parties linked from the Site.

  1. Changes to These Terms

We may update these Terms from time to time. Changes will be posted on this page with an updated “Last updated” date. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

  1. Governing Law

These Terms are governed by the laws of the State of California, USA, without regard to conflict of law principles, unless otherwise required by applicable local law.

  1. Contact Us

Questions about these Terms can be sent to:

Email: hello@inserthappy.com